Built by people who know contracting, for spray foam operations.
Spray Foam Insurance Agent is the spray foam division of Contractors Choice Agency — founded in 2005 by Josh Cotner, who knows exactly what happens when an overspray claim, a chemical-exposure loss, or a stolen proportioner hits and the policy wasn't built for it.
- Licensed in all 50 states
- Founded 2005 — 20+ years
- Spray foam specialist agents
- 15-minute quote turnaround
- 2-hour claims response
- A.M. Best A+ carrier partners
From the jobsite to the agency.
Josh Cotner ran equipment, read specs, and filed certificates before founding CCA in 2005. That background is why we understand what spray foam rigs cost, what isocyanate exposure looks like, and what a coverage gap costs at claim time.
Contractors Choice Agency founded
Josh Cotner opens CCA in Chandler, AZ, after years working in the trades — built to insure contractors and operators the right way.
Expanded to specialty contractor markets
After placing programs for dozens of specialty contractor categories, CCA extends expertise to spray foam operations with unique chemical and equipment risk profiles.
Dedicated spray foam agent division
Spray Foam Insurance Agent focuses CCA's expertise on spray foam contractors — where GL exclusions, isocyanate exposure, and rig valuation are the real risks.
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Spray foam contractors insured nationwide
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Years insuring specialty contractors
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Average quote turnaround
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States licensed & writing
Four things we won't compromise on.
Contractor-first, always
Josh spent years in the trades before starting the agency. We speak the language of spray foam contracting because we know what happens when coverage fails at claim time.
Coverage that closes the gaps
Overspray exclusions, isocyanate pollution carve-outs, and ACV on your proportioner — we address the risks standard contractor markets miss.
A-rated markets only
We shop carriers with the financial strength and contractor experience to be there when an overspray, chemical-exposure, or equipment-theft claim hits.
Honest, no-pressure advice
If you don't need a line of coverage, we'll tell you. We earn trust by being straight about what your spray foam operation actually requires.
Ready to work with a dedicated spray foam insurance agent?
Get a 15-minute quote from a specialist who understands spray foam — overspray exposure, isocyanate liability, rig and proportioner coverage, and WC for applicators.